the Risks and Losses in the Event of an Accident
Have you ever seen an accident on the highway, or have you experienced it yourself? Whether it's a collision, hit something, overturned, slipped, or fell into a river or ravine.
Surely the car will be damaged. It is also possible that the car body is no longer in shape because it is so bad. If repaired, could cost a lot of money. Tens of millions, even hundreds of millions just like you buy a new car.
You can be free from these losses if you already have car insurance. Is protection from various risks that may arise, one of which is an accident.
Holding car insurance today is so important. Because driving on the road is fraught with the risk of an accident. No one knows when this risk will come. It can happen at any time even if you are careful to drive a car though.
Risks that must be borne due to accidents
Not a few people underestimate car insurance. As soon as it happened, I just cried because I needed to spend a large amount of money at once for car repairs.
1. The car is heavily damaged
Accidents can be caused by many factors, such as negligence of drivers due to playing gadgets, listening to music at high volume, driving in a sleepy, speeding, or reckless condition, and not obeying traffic signs and road markings.
Unavoidable accidents, single collisions, multiple collisions, crashing into road dividers, falling into rivers or ravines, overturning, and more. As a result of the accident, the car suffered heavy damage such as a dented body.
2. The car caught fire
Accidents, such as rolling over, can cause sparks due to friction between iron and asphalt. Then, gasoline spills or leaks so the car catches fire.
The trigger for a car to catch fire during an accident is a leak in the tank or fuel line or engine. This is even more tragic, your car can be sold out in an instant and devoured by the red rooster.
3. Lives fly
Every day there are accidents that claim lives. Be it yourself, passengers, or others.
Police data shows that an average of 3 people die every hour due to road accidents. The biggest causes, due to human factors, vehicle feasibility, as well as infrastructure, and environmental factors.
Loss of not having car insurance
If it's a matter of life, there is life insurance that covers it. For car matters, it can be covered by car insurance.
If you buy car insurance, the risk of damage and the car being burned due to an accident will definitely be borne by the insurance company.
What if you don't have one? Yes, you automatically bear the loss. And don't be surprised by the service bill.
In addition to not having protection, the disadvantages of not having car insurance are:
Troubled finances
Car insurance is like an emergency fund. When an accident occurs, you just need to make a claim to the insurance company to disburse the compensation funds.
That way, your finances are still safe because they are not bothered by the cost of repairing a car due to an accident.
Can't drive quietly
No insurance, obviously no protection. Driving on the road will definitely be filled with anxiety and anxiety with various risks on the highway.
Try if there is car insurance, driving becomes calmer and safer. If God forbid an accident, you no longer need to worry about the costs to be borne. There are insurance companies that will cover according to the policy.
No additional benefits
The main protection alone does not have, let alone additional benefits. This additional benefit is also important if you have car insurance, such as life insurance and attractive bonuses and prizes when buying insurance.
The selling price of the car drops
Cars include assets that experience depreciation or impairment. If you have insurance, a car damaged by an accident can be repaired or replaced with a new one.
So when it was sold, the price didn't drop too drastically. But if there is no insurance, a used car accident can be sold at a low price, especially if it is repaired minimally due to limited funds.
Have Car Insurance As Early As Possible
Prepare an umbrella before it rains, so the saying goes. Have car insurance before an accident or damage occurs to your favorite car.
Make car insurance an investment tool that protects your assets, so that you become a profitable driver, not stumped for ignoring the importance of car insurance.
